When inspiration strikes, Affirm helps you say yes without giving up financial control.
Select Affirm at checkout to pay over time --- and never pay a penny more than you agree to on day one.
Choose 3, 6, or 12 monthly payments. For example, a $700 purchase might cost $64/month over 12 months at 15% APR.
Buying with Affirm is simple...
|1. Fill your cart: Select Affirm at checkout, then enter a few pieces of info for a real-time decision.|
|2. Complete your purchase: Enter a few pieces of info for a real-time decision.|
|3. Pay over time: Make 4 payments every 2 weeks at Affirm.com or in the Affirm app.|
Say yes with confidence! When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You’ll never pay a hidden fee—or any fee, for that matter. T
Transparent - Never pay more than the price of your purchase.
Simple - It only takes a moment, and checking your eligibility won’t affect your credit score.
Fair - Affirm won’t charge you late fees or penalties of any kind, ever.
Disclosure - Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.
Can I pay off my purchase early? Yes! There’s no penalty for paying early.
How do I make my payments? You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score? No—checking your eligibility won't affect your credit score.
Can I return an item I bought with Affirm? Yes—You can return an item you bought with Affirm by initiating the return process with the store.
Do I need a mobile number to use Affirm? Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm? You can visit their website at affirm.com.